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The Netherlands is a true example of a genuine three pillar system or concept in terms of pension provision. The system consists of a residence-based, basic state pension related to minimum wages, secondly occupational pension schemes, which are quasi-mandatory because there is a broad coverage of employees based on collective bargaining agreements and individual saving schemes. The statutory pension is a flat-rate pension and its contributions are solely paid by the employee. The state pension together with the occupational pension comprise the main income of the elderly.
Statutory Pension
Occupational Pension
Private Pension Savings
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Products: | Individual voluntary insurance either through annuity insurance or endowment insurance. | ||
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Tax incentives: | Tax relief up to a certain limit. |
Pension Tracking
The Stichting Pensioenenregister service will help you to get information about your pension obtaining from statutory and occupational Pension schemes in the Netherlands. To get started, you have to log in with a so called DigiD.
DigiD stands for Digital Identity. With a DigiD (username and password) users can access a great number of online services offered by the Dutch government agencies. The DigiD can be requested at www.digid.nl.
DigiD stands for Digital Identity. With a DigiD (username and password) users can access a great number of online services offered by the Dutch government agencies. The DigiD can be requested at www.digid.nl.