The most distinctive aspect of the statutory pension in Sweden are pension accounts composed of the earnings-related pension, titled Income Pension, as well as a smaller funded share, the so called ‘Premium Pension’. The benefits are calculated on the bases of the paid contributions while also reflecting the life expectancy and a certain projected income growth. Furthermore, there is an income-tested Guarantee Pension that secures the basic needs. Over 90 % of Sweden’s workforce are covered by occupational pension schemes that are, in general, based on nationwide collective bargaining agreements with a highly standardized framework.
|Products:||Traditional insurance, fund insurance, bank saving plans.|
|Tax incentives:||Contributions are tax deductible under certain conditions|
To get started, you have to log in. There are three different ways to do so (logga in).You can log in with your Pensions Agency PIN which you can easily order from a link at minpension.se or with e-identification or Bank ID instead.